All students enrolled in a programme of study at Dublin International Study Centre (DISC) require Learner Protection Insurance in accordance with the Qualifications and Quality Assurance (Education and Training) Act 2012 (the ‘2012 Act’).
What is Learner Protection Insurance?
This is mandatory insurance cover recognised by the Department of Justice and approved by the awarding body, QQI.
Learner Protection Insurance means that in the event that a study centre closes before the completion of a course, the centre will have a mechanism in place to either provide you with a suitable alternative or receive a refund of fees paid.
Please note that Learner Protection Insurance does not include accident and medical insurance or loss of personal possessions. This type of cover is available separately and at no additional cost via StudyCare insurance Plus.
How does Learner Protection Insurance work?
Study Group has approval to offer DISC students learner protection insurance. Prior to your course start date, you will receive a certificate of insurance from the insurance provider, Arachas, confirming that you are covered.
Following payment of the premium to Arachas by DISC on your behalf, Arachas will send through a certificate of insurance to you confirming your cover prior to your course start date. This certificate will contain your personal details and have a unique identifier for the policy. Arachas will also retain your email and telephone number should they need to contact you in relation to your insurance cover.
How much does Learner Protection Insurance cost?
The cost of your insurance is based on a proportion of your tuition fee and paid at the same time as you confirm your place on your course. Insurance fees are paid to Arachas by DISC on your behalf, with a small fee retained to cover administrative costs.
Terms of the Learner Protection Programme
- Learner Protection insurance is provided by Arachas and underwritten by Aviva Insurance Ireland DAC, regulated by the Central Bank of Ireland.
- Enrolled learner protection will be mandatory for all programmes covered under the Arachas Learner Protection Programme, which lead to QQI awards and for which arrangements under Part 6 of the 2012 Act are required.
- The learner protection policy provides for a refund of fees as specified in the 2012 Act.
- The above terms and conditions are subject to change as required to remain compliant under Central Bank regulations or as directed by QQI or other relevant bodies.
As part of this arrangement, DISC is committed to:
- Making applications for this cover at the time of receipt of your tuition fee.
- Collecting and transferring all payments for this cover at the time of application.
- Returning fees should we no longer be able to provide the programme.
- Reimbursing cancellations within 5 working days on receipt of any return premium from Arachas.